Call reports 2012
FARMERS AND MERCHANTS STATE BANK — 2012
What FARMERS AND MERCHANTS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,158,000 | 26,128,000 | 26,261,000 | 26,842,000 |
| Total loans | 7,383,000 | 7,893,000 | 7,861,000 | 7,600,000 |
| Allowance for loan losses | 187,000 | 186,000 | 192,000 | 191,000 |
| Securities available for sale | 10,826,000 | 10,820,000 | 11,147,000 | 11,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,093,000 | 22,944,000 | 23,014,000 | 23,620,000 |
| Interest-bearing deposits | 18,530,000 | 18,534,000 | 18,707,000 | 18,959,000 |
| Noninterest-bearing deposits | 4,563,000 | 4,410,000 | 4,307,000 | 4,661,000 |
| Equity capital | 3,009,000 | 3,139,000 | 3,203,000 | 3,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 254,000 | 507,000 | 765,000 | 1,021,000 |
| Interest expense | 24,000 | 45,000 | 66,000 | 86,000 |
| Net interest income | 230,000 | 462,000 | 699,000 | 935,000 |
| Noninterest income | 21,000 | 43,000 | 60,000 | 79,000 |
| Noninterest expense | 165,000 | 332,000 | 522,000 | 746,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 173,000 | 237,000 | 268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 173,000 | 237,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,495,000 | 2,523,000 | 2,559,000 | 2,590,000 |
| Total capital | 2,611,000 | 2,646,000 | 2,681,000 | 2,710,000 |
| Risk-weighted assets | 9,243,000 | 9,796,000 | 9,675,000 | 9,559,000 |