Call reports 2011
FARMERS AND MERCHANTS STATE BANK — 2011
What FARMERS AND MERCHANTS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 23,658,000 | 24,451,000 | 24,873,000 | 25,136,000 |
| Total loans | 6,943,000 | 7,170,000 | 7,108,000 | 7,412,000 |
| Allowance for loan losses | 184,000 | 185,000 | 186,000 | 186,000 |
| Securities available for sale | 10,457,000 | 10,174,000 | 10,151,000 | 10,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,961,000 | 21,495,000 | 21,759,000 | 22,038,000 |
| Interest-bearing deposits | 17,432,000 | 17,743,000 | 17,690,000 | 18,081,000 |
| Noninterest-bearing deposits | 3,529,000 | 3,752,000 | 4,069,000 | 3,957,000 |
| Equity capital | 2,619,000 | 2,897,000 | 3,056,000 | 3,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 251,000 | 503,000 | 758,000 | 1,012,000 |
| Interest expense | 33,000 | 64,000 | 92,000 | 118,000 |
| Net interest income | 218,000 | 439,000 | 666,000 | 894,000 |
| Noninterest income | 21,000 | 44,000 | 65,000 | 86,000 |
| Noninterest expense | 174,000 | 348,000 | 536,000 | 763,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 138,000 | 198,000 | 220,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | 138,000 | 198,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,478,000 | 2,502,000 | 2,537,000 | 2,561,000 |
| Total capital | 2,590,000 | 2,616,000 | 2,647,000 | 2,676,000 |
| Risk-weighted assets | 8,865,000 | 9,075,000 | 8,678,000 | 9,100,000 |