Call reports 2022
CAMBRIDGE TRUST COMPANY — 2022
What CAMBRIDGE TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 5,018,051,000 | 5,057,595,000 | 5,143,008,000 | 5,559,387,000 |
| Total loans | 3,418,131,000 | 3,523,492,000 | 3,628,608,000 | 4,062,856,000 |
| Allowance for loan losses | 34,110,000 | 34,124,000 | 34,748,000 | 37,774,000 |
| Securities available for sale | 188,205,000 | 173,952,000 | 158,301,000 | 153,416,000 |
| Securities held to maturity | 1,115,824,000 | 1,105,858,000 | 1,073,904,000 | 1,051,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,489,032,000 | 4,279,830,000 | 4,297,154,000 | 4,831,123,000 |
| Interest-bearing deposits | 3,047,425,000 | 2,864,915,000 | 2,836,657,000 | 3,448,982,000 |
| Noninterest-bearing deposits | 1,441,607,000 | 1,414,915,000 | 1,460,497,000 | 1,382,141,000 |
| Equity capital | 420,540,000 | 425,938,000 | 430,207,000 | 501,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 33,952,000 | 70,302,000 | 110,609,000 | 160,200,000 |
| Interest expense | 2,029,000 | 4,127,000 | 8,121,000 | 16,778,000 |
| Net interest income | 31,923,000 | 66,175,000 | 102,488,000 | 143,422,000 |
| Noninterest income | 11,300,000 | 22,377,000 | 32,786,000 | 42,802,000 |
| Noninterest expense | 25,854,000 | 52,108,000 | 78,408,000 | 110,234,000 |
| Provision for loan losses | -399,000 | -399,000 | 215,000 | 1,067,000 |
| Pretax income | 17,781,000 | 36,856,000 | 56,666,000 | 72,109,000 |
| Income tax | 4,450,000 | 9,836,000 | 15,000,000 | 19,092,000 |
| Net income | 13,331,000 | 27,020,000 | 41,666,000 | 53,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 377,239,000 | 387,404,000 | 398,301,000 | 450,305,000 |
| Total capital | 412,721,000 | 422,899,000 | 434,418,000 | 490,175,000 |
| Risk-weighted assets | 3,169,541,000 | 3,281,760,000 | 3,367,711,000 | 3,745,198,000 |