Call reports 2021
CAMBRIDGE TRUST COMPANY — 2021
What CAMBRIDGE TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 4,252,874,000 | 4,302,984,000 | 4,483,246,000 | 4,891,222,000 |
| Total loans | 3,183,724,000 | 3,282,060,000 | 3,300,918,000 | 3,320,596,000 |
| Allowance for loan losses | 35,646,000 | 35,029,000 | 35,231,000 | 34,496,000 |
| Securities available for sale | 222,452,000 | 212,266,000 | 210,993,000 | 197,803,000 |
| Securities held to maturity | 402,358,000 | 492,782,000 | 666,322,000 | 977,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,732,965,000 | 3,768,935,000 | 3,940,180,000 | 4,341,455,000 |
| Interest-bearing deposits | 2,575,196,000 | 2,555,608,000 | 2,652,965,000 | 2,937,217,000 |
| Noninterest-bearing deposits | 1,157,769,000 | 1,213,327,000 | 1,287,215,000 | 1,404,238,000 |
| Equity capital | 404,474,000 | 414,815,000 | 421,922,000 | 427,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 32,881,000 | 66,567,000 | 100,292,000 | 134,145,000 |
| Interest expense | 1,415,000 | 2,562,000 | 3,795,000 | 5,533,000 |
| Net interest income | 31,466,000 | 64,005,000 | 96,497,000 | 128,612,000 |
| Noninterest income | 10,788,000 | 21,536,000 | 32,581,000 | 43,692,000 |
| Noninterest expense | 24,198,000 | 49,428,000 | 74,909,000 | 100,334,000 |
| Provision for loan losses | -390,000 | -1,053,000 | -927,000 | -1,674,000 |
| Pretax income | 18,262,000 | 37,220,000 | 55,190,000 | 73,264,000 |
| Income tax | 4,749,000 | 9,731,000 | 14,350,000 | 19,133,000 |
| Net income | 13,513,000 | 27,489,000 | 40,840,000 | 54,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 350,929,000 | 360,781,000 | 369,280,000 | 373,926,000 |
| Total capital | 385,674,000 | 396,759,000 | 405,420,000 | 409,806,000 |
| Risk-weighted assets | 2,777,516,000 | 2,892,821,000 | 2,992,676,000 | 3,100,824,000 |