Call reports 2019
CAMBRIDGE TRUST COMPANY — 2019
What CAMBRIDGE TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,138,548,000 | 2,741,305,000 | 2,841,855,000 | 2,855,550,000 |
| Total loans | 1,555,154,000 | 2,096,933,000 | 2,181,964,000 | 2,228,273,000 |
| Allowance for loan losses | 16,652,000 | 17,099,000 | 18,035,000 | 18,180,000 |
| Securities available for sale | 144,762,000 | 153,053,000 | 148,068,000 | 140,330,000 |
| Securities held to maturity | 298,830,000 | 286,350,000 | 269,475,000 | 258,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,909,778,000 | 2,333,804,000 | 2,412,039,000 | 2,360,558,000 |
| Interest-bearing deposits | 1,411,734,000 | 1,742,635,000 | 1,753,726,000 | 1,728,285,000 |
| Noninterest-bearing deposits | 498,044,000 | 591,169,000 | 658,313,000 | 632,273,000 |
| Equity capital | 164,873,000 | 232,951,000 | 239,152,000 | 284,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 19,145,000 | 43,642,000 | 70,018,000 | 97,080,000 |
| Interest expense | 2,857,000 | 7,551,000 | 12,836,000 | 17,643,000 |
| Net interest income | 16,288,000 | 36,091,000 | 57,182,000 | 79,437,000 |
| Noninterest income | 8,017,000 | 16,128,000 | 26,452,000 | 35,741,000 |
| Noninterest expense | 16,348,000 | 37,824,000 | 56,652,000 | 78,045,000 |
| Provision for loan losses | -93,000 | 503,000 | 2,673,000 | 3,004,000 |
| Pretax income | 7,963,000 | 13,811,000 | 24,230,000 | 34,050,000 |
| Income tax | 1,747,000 | 3,297,000 | 6,015,000 | 8,697,000 |
| Net income | 6,216,000 | 10,514,000 | 18,215,000 | 25,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,787,000 | 200,862,000 | 206,515,000 | 252,804,000 |
| Total capital | 186,489,000 | 218,012,000 | 224,600,000 | 271,034,000 |
| Risk-weighted assets | 1,464,314,000 | 1,884,150,000 | 1,979,481,000 | 2,003,245,000 |