Call reports 2018
CAMBRIDGE TRUST COMPANY — 2018
What CAMBRIDGE TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,961,750,000 | 1,971,214,000 | 1,988,944,000 | 2,101,384,000 |
| Total loans | 1,381,754,000 | 1,401,774,000 | 1,451,781,000 | 1,559,772,000 |
| Allowance for loan losses | 15,732,000 | 15,645,000 | 16,106,000 | 16,768,000 |
| Securities available for sale | 197,348,000 | 191,011,000 | 180,363,000 | 168,163,000 |
| Securities held to maturity | 264,409,000 | 279,694,000 | 271,005,000 | 282,869,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,786,530,000 | 1,792,784,000 | 1,735,775,000 | 1,815,822,000 |
| Interest-bearing deposits | 1,279,303,000 | 1,240,656,000 | 1,225,327,000 | 1,316,918,000 |
| Noninterest-bearing deposits | 507,227,000 | 552,128,000 | 510,448,000 | 498,904,000 |
| Equity capital | 146,735,000 | 151,195,000 | 156,280,000 | 162,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 16,142,000 | 33,138,000 | 50,751,000 | 69,145,000 |
| Interest expense | 979,000 | 2,061,000 | 3,492,000 | 5,467,000 |
| Net interest income | 15,163,000 | 31,077,000 | 47,259,000 | 63,678,000 |
| Noninterest income | 8,167,000 | 15,950,000 | 24,868,000 | 32,896,000 |
| Noninterest expense | 15,500,000 | 31,266,000 | 47,145,000 | 63,870,000 |
| Provision for loan losses | 409,000 | 330,000 | 787,000 | 1,502,000 |
| Pretax income | 7,421,000 | 15,433,000 | 24,197,000 | 31,204,000 |
| Income tax | 1,616,000 | 3,517,000 | 5,622,000 | 7,239,000 |
| Net income | 5,805,000 | 11,916,000 | 18,575,000 | 23,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,812,000 | 159,624,000 | 164,869,000 | 168,689,000 |
| Total capital | 170,546,000 | 175,319,000 | 181,025,000 | 185,507,000 |
| Risk-weighted assets | 1,258,655,000 | 1,275,918,000 | 1,328,348,000 | 1,433,330,000 |