Call reports 2017
CAMBRIDGE TRUST COMPANY — 2017
What CAMBRIDGE TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,843,649,000 | 1,895,219,000 | 1,864,231,000 | 1,949,934,000 |
| Total loans | 1,311,570,000 | 1,328,897,000 | 1,356,468,000 | 1,350,899,000 |
| Allowance for loan losses | 15,289,000 | 15,303,000 | 15,620,000 | 15,320,000 |
| Securities available for sale | 279,131,000 | 228,591,000 | 212,449,000 | 205,017,000 |
| Securities held to maturity | 164,493,000 | 240,380,000 | 219,870,000 | 232,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,680,973,000 | 1,619,716,000 | 1,680,654,000 | 1,779,135,000 |
| Interest-bearing deposits | 1,222,364,000 | 1,158,861,000 | 1,210,949,000 | 1,281,787,000 |
| Noninterest-bearing deposits | 458,609,000 | 460,855,000 | 469,705,000 | 497,348,000 |
| Equity capital | 135,032,000 | 138,562,000 | 142,315,000 | 144,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 14,728,000 | 29,842,000 | 45,597,000 | 61,377,000 |
| Interest expense | 712,000 | 1,583,000 | 2,617,000 | 3,587,000 |
| Net interest income | 14,016,000 | 28,259,000 | 42,980,000 | 57,790,000 |
| Noninterest income | 7,274,000 | 14,607,000 | 22,502,000 | 30,041,000 |
| Noninterest expense | 14,946,000 | 29,678,000 | 44,280,000 | 59,292,000 |
| Provision for loan losses | 30,000 | 50,000 | 360,000 | 362,000 |
| Pretax income | 6,312,000 | 13,135,000 | 20,839,000 | 28,174,000 |
| Income tax | 1,984,000 | 4,293,000 | 6,987,000 | 13,358,000 |
| Net income | 4,328,000 | 8,842,000 | 13,852,000 | 14,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,037,000 | 146,945,000 | 150,279,000 | 149,546,000 |
| Total capital | 158,793,000 | 161,963,000 | 165,751,000 | 164,880,000 |
| Risk-weighted assets | 1,179,897,000 | 1,201,137,000 | 1,237,558,000 | 1,226,701,000 |