Call reports 2014
CAMBRIDGE TRUST COMPANY — 2014
What CAMBRIDGE TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,482,814,000 | 1,527,063,000 | 1,558,923,000 | 1,573,693,000 |
| Total loans | 947,663,000 | 987,854,000 | 1,033,554,000 | 1,081,051,000 |
| Allowance for loan losses | 13,086,000 | 13,242,000 | 13,700,000 | 14,269,000 |
| Securities available for sale | 380,361,000 | 379,277,000 | 361,232,000 | 339,791,000 |
| Securities held to maturity | 74,916,000 | 79,259,000 | 80,508,000 | 79,646,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,307,873,000 | 1,314,029,000 | 1,312,633,000 | 1,374,529,000 |
| Interest-bearing deposits | 1,075,660,000 | 1,021,521,000 | 1,126,328,000 | 1,139,320,000 |
| Noninterest-bearing deposits | 232,213,000 | 292,508,000 | 186,305,000 | 235,209,000 |
| Equity capital | 109,662,000 | 113,550,000 | 114,758,000 | 112,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,336,000 | 24,655,000 | 37,269,000 | 50,369,000 |
| Interest expense | 516,000 | 1,032,000 | 1,563,000 | 2,098,000 |
| Net interest income | 11,820,000 | 23,623,000 | 35,706,000 | 48,271,000 |
| Noninterest income | 5,523,000 | 11,268,000 | 17,595,000 | 23,391,000 |
| Noninterest expense | 12,266,000 | 24,659,000 | 36,966,000 | 49,005,000 |
| Provision for loan losses | 375,000 | 525,000 | 950,000 | 1,550,000 |
| Pretax income | 5,224,000 | 10,585,000 | 16,458,000 | 22,180,000 |
| Income tax | 1,713,000 | 3,433,000 | 5,380,000 | 7,236,000 |
| Net income | 3,511,000 | 7,152,000 | 11,078,000 | 14,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,274,000 | 114,454,000 | 116,862,000 | 118,816,000 |
| Total capital | 123,242,000 | 125,881,000 | 129,339,000 | 131,704,000 |
| Risk-weighted assets | 917,031,000 | 956,596,000 | 996,970,000 | 1,029,674,000 |