Call reports 2012
CAMBRIDGE TRUST COMPANY — 2012
What CAMBRIDGE TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,345,474,000 | 1,353,344,000 | 1,364,680,000 | 1,416,988,000 |
| Total loans | 691,399,000 | 702,785,000 | 725,654,000 | 743,934,000 |
| Allowance for loan losses | 10,474,000 | 10,790,000 | 10,951,000 | 10,948,000 |
| Securities available for sale | 500,290,000 | 495,220,000 | 508,165,000 | 502,318,000 |
| Securities held to maturity | 73,343,000 | 72,683,000 | 71,888,000 | 71,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,161,142,000 | 1,206,372,000 | 1,220,330,000 | 1,281,219,000 |
| Interest-bearing deposits | 869,815,000 | 882,146,000 | 889,716,000 | 950,160,000 |
| Noninterest-bearing deposits | 291,327,000 | 324,226,000 | 330,614,000 | 331,059,000 |
| Equity capital | 95,009,000 | 98,321,000 | 103,200,000 | 104,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,404,000 | 24,813,000 | 36,740,000 | 49,066,000 |
| Interest expense | 867,000 | 1,743,000 | 2,480,000 | 3,191,000 |
| Net interest income | 11,537,000 | 23,070,000 | 34,260,000 | 45,875,000 |
| Noninterest income | 4,548,000 | 9,210,000 | 14,518,000 | 19,605,000 |
| Noninterest expense | 11,263,000 | 22,336,000 | 33,629,000 | 45,845,000 |
| Provision for loan losses | 300,000 | 550,000 | 700,000 | 800,000 |
| Pretax income | 4,779,000 | 9,823,000 | 15,202,000 | 19,717,000 |
| Income tax | 1,494,000 | 3,087,000 | 4,802,000 | 6,314,000 |
| Net income | 3,285,000 | 6,736,000 | 10,400,000 | 13,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,779,000 | 97,346,000 | 101,124,000 | 102,711,000 |
| Total capital | 102,548,000 | 106,255,000 | 110,263,000 | 112,025,000 |
| Risk-weighted assets | 699,852,000 | 710,813,000 | 729,308,000 | 743,499,000 |