Call reports 2011
CAMBRIDGE TRUST COMPANY — 2011
What CAMBRIDGE TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,147,144,000 | 1,156,726,000 | 1,202,191,000 | 1,275,861,000 |
| Total loans | 606,680,000 | 641,568,000 | 649,916,000 | 673,265,000 |
| Allowance for loan losses | 9,379,000 | 9,787,000 | 9,923,000 | 10,159,000 |
| Securities available for sale | 383,698,000 | 386,858,000 | 409,602,000 | 470,232,000 |
| Securities held to maturity | 75,081,000 | 74,423,000 | 73,875,000 | 74,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,013,051,000 | 1,009,934,000 | 1,061,388,000 | 1,129,871,000 |
| Interest-bearing deposits | 762,105,000 | 746,517,000 | 786,679,000 | 838,923,000 |
| Noninterest-bearing deposits | 250,946,000 | 263,417,000 | 274,709,000 | 290,948,000 |
| Equity capital | 86,809,000 | 90,676,000 | 93,977,000 | 92,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,601,000 | 23,549,000 | 35,472,000 | 47,663,000 |
| Interest expense | 1,038,000 | 1,998,000 | 2,960,000 | 3,931,000 |
| Net interest income | 10,563,000 | 21,551,000 | 32,512,000 | 43,732,000 |
| Noninterest income | 4,374,000 | 8,809,000 | 13,363,000 | 17,596,000 |
| Noninterest expense | 10,414,000 | 20,962,000 | 31,529,000 | 42,686,000 |
| Provision for loan losses | 250,000 | 500,000 | 750,000 | 1,000,000 |
| Pretax income | 4,541,000 | 9,259,000 | 14,061,000 | 18,194,000 |
| Income tax | 1,436,000 | 2,978,000 | 4,494,000 | 5,717,000 |
| Net income | 3,105,000 | 6,281,000 | 9,567,000 | 12,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,804,000 | 86,799,000 | 88,717,000 | 90,377,000 |
| Total capital | 92,336,000 | 94,714,000 | 96,756,000 | 98,825,000 |
| Risk-weighted assets | 600,715,000 | 631,291,000 | 641,208,000 | 674,108,000 |