Call reports 2010
CAMBRIDGE TRUST COMPANY — 2010
What CAMBRIDGE TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,020,840,000 | 1,059,241,000 | 1,090,611,000 | 1,130,988,000 |
| Total loans | 544,601,000 | 559,463,000 | 547,938,000 | 568,568,000 |
| Allowance for loan losses | 9,101,000 | 9,118,000 | 9,175,000 | 8,885,000 |
| Securities available for sale | 320,733,000 | 372,562,000 | 403,539,000 | 434,829,000 |
| Securities held to maturity | 85,766,000 | 84,602,000 | 79,452,000 | 81,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 882,099,000 | 925,548,000 | 956,604,000 | 996,802,000 |
| Interest-bearing deposits | 678,872,000 | 705,928,000 | 725,687,000 | 759,608,000 |
| Noninterest-bearing deposits | 203,227,000 | 219,620,000 | 230,917,000 | 237,194,000 |
| Equity capital | 81,576,000 | 87,751,000 | 88,335,000 | 86,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,684,000 | 23,395,000 | 35,025,000 | 46,556,000 |
| Interest expense | 1,312,000 | 2,522,000 | 3,673,000 | 4,806,000 |
| Net interest income | 10,372,000 | 20,873,000 | 31,352,000 | 41,750,000 |
| Noninterest income | 3,983,000 | 10,772,000 | 15,327,000 | 19,643,000 |
| Noninterest expense | 10,090,000 | 20,254,000 | 30,640,000 | 41,444,000 |
| Provision for loan losses | 300,000 | 450,000 | 500,000 | 550,000 |
| Pretax income | 4,103,000 | 11,087,000 | 15,685,000 | 19,633,000 |
| Income tax | 1,357,000 | 3,663,000 | 5,085,000 | 6,379,000 |
| Net income | 2,746,000 | 7,424,000 | 10,600,000 | 13,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,266,000 | 79,823,000 | 81,480,000 | 83,000,000 |
| Total capital | 82,883,000 | 86,628,000 | 88,243,000 | 90,317,000 |
| Risk-weighted assets | 526,851,000 | 542,119,000 | 538,666,000 | 583,785,000 |