Call reports 2026
CITIZENS BANK, THE — 2026
What CITIZENS BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 250,704,000 | 233,344,000 |
| Total loans | 171,512,000 | 164,196,000 |
| Allowance for loan losses | 1,777,000 | 1,752,000 |
| Securities available for sale | 36,689,000 | 36,364,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 2,576,000 | 0 |
| Total deposits | 207,301,000 | 209,793,000 |
| Interest-bearing deposits | 146,840,000 | 151,589,000 |
| Noninterest-bearing deposits | 60,461,000 | 58,204,000 |
| Equity capital | 22,112,000 | 22,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,277,000 | 6,638,000 |
| Interest expense | 1,126,000 | 2,290,000 |
| Net interest income | 2,151,000 | 4,348,000 |
| Noninterest income | 153,000 | 350,000 |
| Noninterest expense | 1,571,000 | 3,074,000 |
| Provision for loan losses | 25,000 | 0 |
| Pretax income | 726,000 | 1,743,000 |
| Income tax | 160,000 | 393,000 |
| Net income | 566,000 | 1,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,812,000 | 26,549,000 |
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