Call reports 2006
CITIZENS BANK, THE — 2006
What CITIZENS BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 97,020,000 | 102,866,000 | 109,156,000 | 114,220,000 |
| Total loans | 64,776,000 | 64,198,000 | 63,808,000 | 61,340,000 |
| Allowance for loan losses | 1,703,000 | 1,720,000 | 1,737,000 | 1,753,000 |
| Securities available for sale | 21,003,000 | 21,340,000 | 20,425,000 | 21,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,347,000 | 87,820,000 | 93,412,000 | 98,009,000 |
| Interest-bearing deposits | 61,075,000 | 65,392,000 | 69,608,000 | 71,398,000 |
| Noninterest-bearing deposits | 21,272,000 | 22,428,000 | 23,804,000 | 26,611,000 |
| Equity capital | 13,764,000 | 14,164,000 | 14,621,000 | 15,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,979,000 | 4,641,000 | 6,363,000 |
| Interest expense | 313,000 | 695,000 | 1,119,000 | 1,567,000 |
| Net interest income | 1,104,000 | 2,284,000 | 3,522,000 | 4,796,000 |
| Noninterest income | 256,000 | 545,000 | 770,000 | 1,080,000 |
| Noninterest expense | 792,000 | 1,604,000 | 2,501,000 | 3,213,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 553,000 | 1,195,000 | 1,746,000 | 2,603,000 |
| Income tax | 174,000 | 389,000 | 568,000 | 856,000 |
| Net income | 379,000 | 806,000 | 1,178,000 | 1,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,870,000 | 14,297,000 | 14,668,000 | 15,237,000 |
| Total capital | 14,694,000 | 15,120,000 | 15,496,000 | 16,063,000 |
| Risk-weighted assets | 65,063,000 | 64,926,000 | 65,334,000 | 65,189,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.