Call reports 2019
LYONS STATE BANK — 2019
What LYONS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 97,301,000 | 96,660,000 |
| Total loans | 53,603,000 | 54,347,000 |
| Allowance for loan losses | 977,000 | 984,000 |
| Securities available for sale | 31,852,000 | 33,975,000 |
| Securities held to maturity | 4,766,000 | 4,455,000 |
| Trading assets | 0 | 0 |
| Total deposits | 82,448,000 | 80,374,000 |
| Interest-bearing deposits | 69,304,000 | 68,310,000 |
| Noninterest-bearing deposits | 13,144,000 | 12,064,000 |
| Equity capital | 12,053,000 | 12,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 995,000 | 2,005,000 |
| Interest expense | 175,000 | 359,000 |
| Net interest income | 820,000 | 1,646,000 |
| Noninterest income | 138,000 | 341,000 |
| Noninterest expense | 721,000 | 1,440,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 237,000 | 585,000 |
| Income tax | -5,000 | 9,000 |
| Net income | 242,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 12,115,000 | 12,356,000 |
| Total capital | 12,886,000 | 13,133,000 |
| Risk-weighted assets | 61,518,000 | 62,031,000 |