Call reports 2018
LYONS STATE BANK — 2018
What LYONS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 96,433,000 | 95,100,000 | 94,111,000 | 96,611,000 |
| Total loans | 57,198,000 | 55,639,000 | 55,368,000 | 55,952,000 |
| Allowance for loan losses | 1,264,000 | 1,254,000 | 1,150,000 | 988,000 |
| Securities available for sale | 29,749,000 | 29,755,000 | 30,035,000 | 31,031,000 |
| Securities held to maturity | 5,737,000 | 5,727,000 | 4,676,000 | 4,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,284,000 | 78,535,000 | 80,022,000 | 82,119,000 |
| Interest-bearing deposits | 69,282,000 | 41,965,000 | 67,144,000 | 68,679,000 |
| Noninterest-bearing deposits | 13,002,000 | 36,570,000 | 12,878,000 | 13,440,000 |
| Equity capital | 11,399,000 | 11,295,000 | 11,192,000 | 11,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,189,000 | 2,174,000 | 3,138,000 | 4,276,000 |
| Interest expense | 126,000 | 263,000 | 416,000 | 721,000 |
| Net interest income | 1,063,000 | 1,911,000 | 2,722,000 | 3,555,000 |
| Noninterest income | 229,000 | 151,000 | 396,000 | 456,000 |
| Noninterest expense | 776,000 | 1,285,000 | 2,111,000 | 2,779,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 516,000 | 775,000 | 1,005,000 | 1,230,000 |
| Income tax | 22,000 | 33,000 | 44,000 | 53,000 |
| Net income | 494,000 | 742,000 | 961,000 | 1,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,958,000 | 11,922,000 | 11,962,000 | 12,178,000 |
| Total capital | 12,758,000 | 12,708,000 | 12,696,000 | 12,932,000 |
| Risk-weighted assets | 63,607,000 | 62,406,000 | 58,361,000 | 60,145,000 |