Call reports 2017
LYONS STATE BANK — 2017
What LYONS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 99,226,000 | 96,959,000 | 95,635,000 | 96,644,000 |
| Total loans | 61,529,000 | 59,068,000 | 58,768,000 | 57,621,000 |
| Allowance for loan losses | 1,129,000 | 1,131,000 | 1,147,000 | 1,143,000 |
| Securities available for sale | 29,274,000 | 27,861,000 | 27,551,000 | 28,609,000 |
| Securities held to maturity | 6,233,000 | 6,225,000 | 6,018,000 | 5,747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,456,000 | 81,318,000 | 78,920,000 | 81,842,000 |
| Interest-bearing deposits | 70,823,000 | 69,337,000 | 66,832,000 | 69,287,000 |
| Noninterest-bearing deposits | 11,633,000 | 11,981,000 | 12,088,000 | 12,555,000 |
| Equity capital | 11,086,000 | 11,549,000 | 11,561,000 | 11,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 1,931,000 | 2,901,000 | 3,923,000 |
| Interest expense | 168,000 | 250,000 | 383,000 | 517,000 |
| Net interest income | 823,000 | 1,681,000 | 2,518,000 | 3,406,000 |
| Noninterest income | 199,000 | 253,000 | 394,000 | 475,000 |
| Noninterest expense | 709,000 | 1,284,000 | 2,026,000 | 2,739,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 318,000 | 659,000 | 908,000 | 1,164,000 |
| Income tax | -3,000 | 12,000 | 22,000 | 33,000 |
| Net income | 321,000 | 647,000 | 886,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,139,000 | 11,344,000 | 11,433,000 | 11,677,000 |
| Total capital | 12,017,000 | 12,188,000 | 12,269,000 | 12,503,000 |
| Risk-weighted assets | 69,957,000 | 67,296,000 | 66,602,000 | 65,825,000 |