Call reports 2013
LYONS STATE BANK — 2013
What LYONS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 94,075,000 | 96,025,000 | 94,733,000 | 102,238,000 |
| Total loans | 59,388,000 | 61,740,000 | 57,844,000 | 59,990,000 |
| Allowance for loan losses | 1,621,000 | 1,622,000 | 1,634,000 | 1,634,000 |
| Securities available for sale | 24,195,000 | 23,306,000 | 24,243,000 | 27,102,000 |
| Securities held to maturity | 7,854,000 | 7,486,000 | 7,418,000 | 6,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,505,000 | 76,614,000 | 81,035,000 | 88,293,000 |
| Interest-bearing deposits | 67,762,000 | 66,487,000 | 70,510,000 | 72,531,000 |
| Noninterest-bearing deposits | 11,743,000 | 10,127,000 | 10,525,000 | 15,762,000 |
| Equity capital | 9,361,000 | 9,156,000 | 9,049,000 | 9,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 2,010,000 | 3,017,000 | 4,026,000 |
| Interest expense | 149,000 | 293,000 | 436,000 | 577,000 |
| Net interest income | 839,000 | 1,717,000 | 2,581,000 | 3,449,000 |
| Noninterest income | 47,000 | -51,000 | 111,000 | 363,000 |
| Noninterest expense | 572,000 | 1,069,000 | 1,771,000 | 2,681,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 314,000 | 597,000 | 921,000 | 1,131,000 |
| Income tax | 70,000 | 139,000 | 216,000 | 251,000 |
| Net income | 244,000 | 458,000 | 705,000 | 880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,258,000 | 9,473,000 | 9,640,000 | 9,815,000 |
| Total capital | 10,078,000 | 10,327,000 | 10,468,000 | 10,666,000 |
| Risk-weighted assets | 64,785,000 | 67,674,000 | 65,411,000 | 67,379,000 |