Call reports 2012
LYONS STATE BANK — 2012
What LYONS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 89,872,000 | 94,366,000 | 94,380,000 | 93,972,000 |
| Total loans | 59,495,000 | 61,776,000 | 59,280,000 | 59,113,000 |
| Allowance for loan losses | 1,448,000 | 1,448,000 | 1,381,000 | 1,604,000 |
| Securities available for sale | 16,009,000 | 15,933,000 | 22,661,000 | 20,969,000 |
| Securities held to maturity | 9,286,000 | 9,077,000 | 8,625,000 | 8,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,032,000 | 79,996,000 | 78,601,000 | 79,298,000 |
| Interest-bearing deposits | 47,343,000 | 69,249,000 | 50,680,000 | 68,645,000 |
| Noninterest-bearing deposits | 27,688,000 | 10,747,000 | 27,921,000 | 10,653,000 |
| Equity capital | 9,608,000 | 9,846,000 | 9,869,000 | 9,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,083,000 | 3,127,000 | 4,165,000 |
| Interest expense | 225,000 | 447,000 | 621,000 | 800,000 |
| Net interest income | 809,000 | 1,636,000 | 2,506,000 | 3,365,000 |
| Noninterest income | 67,000 | 143,000 | 255,000 | 283,000 |
| Noninterest expense | 546,000 | 1,229,000 | 1,952,000 | 2,701,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 353,000 | 573,000 | 832,000 | 995,000 |
| Income tax | 97,000 | 132,000 | 197,000 | 223,000 |
| Net income | 757,000 | 942,000 | 1,136,000 | 1,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,494,000 | 9,678,000 | 9,720,000 | 9,014,000 |
| Total capital | 10,324,000 | 10,509,000 | 10,534,000 | 9,876,000 |
| Risk-weighted assets | 65,761,000 | 65,908,000 | 64,555,000 | 68,193,000 |