Call reports 2011
LYONS STATE BANK — 2011
What LYONS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 107,758,000 | 109,524,000 | 88,531,000 | 95,299,000 |
| Total loans | 69,296,000 | 71,273,000 | 61,467,000 | 61,268,000 |
| Allowance for loan losses | 1,387,000 | 1,289,000 | 1,167,000 | 1,426,000 |
| Securities available for sale | 16,347,000 | 9,750,000 | 10,265,000 | 9,561,000 |
| Securities held to maturity | 14,480,000 | 9,587,000 | 9,226,000 | 9,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,595,000 | 94,691,000 | 72,583,000 | 80,755,000 |
| Interest-bearing deposits | 83,461,000 | 83,343,000 | 62,471,000 | 71,327,000 |
| Noninterest-bearing deposits | 13,134,000 | 11,349,000 | 10,112,000 | 9,428,000 |
| Equity capital | 8,340,000 | 8,817,000 | 10,364,000 | 8,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,491,000 | 3,656,000 | 4,727,000 |
| Interest expense | 282,000 | 562,000 | 826,000 | 1,045,000 |
| Net interest income | 944,000 | 1,929,000 | 2,830,000 | 3,682,000 |
| Noninterest income | 94,000 | 175,000 | 2,387,000 | 2,441,000 |
| Noninterest expense | 773,000 | 1,604,000 | 2,350,000 | 3,170,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 350,000 |
| Pretax income | 265,000 | 1,058,000 | 3,325,000 | 3,161,000 |
| Income tax | 49,000 | 286,000 | 1,016,000 | 959,000 |
| Net income | 216,000 | 772,000 | 2,309,000 | 2,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,051,000 | 8,607,000 | 10,145,000 | 8,737,000 |
| Total capital | 9,028,000 | 9,559,000 | 10,975,000 | 9,596,000 |
| Risk-weighted assets | 77,749,000 | 75,814,000 | 66,058,000 | 68,123,000 |