Call report 2025Q4
CITIZENS BANK — 2025Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 831,732,000 | USD | evidence → |
| Total loans | 364,394,000 | USD | evidence → |
| Allowance for loan losses | 6,194,000 | USD | evidence → |
| Securities available for sale | 335,564,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 705,666,000 | USD | evidence → |
| Interest-bearing deposits | 354,941,000 | USD | evidence → |
| Noninterest-bearing deposits | 350,725,000 | USD | evidence → |
| Equity capital | 87,524,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,859,000 | USD | evidence → |
| Interest expense | 4,060,000 | USD | evidence → |
| Net interest income | 26,799,000 | USD | evidence → |
| Noninterest income | 2,589,000 | USD | evidence → |
| Noninterest expense | 26,356,000 | USD | evidence → |
| Provision for loan losses | 290,000 | USD | evidence → |
| Pretax income | 2,725,000 | USD | evidence → |
| Income tax | 199,000 | USD | evidence → |
| Net income | 2,526,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 112,304,000 | USD | evidence → |
| Total capital | 118,514,000 | USD | evidence → |
| Risk-weighted assets | 496,525,000 | USD | evidence → |