Call report 2023Q4
CITIZENS BANK — 2023Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,019,726,000 | USD | evidence → |
| Total loans | 406,408,000 | USD | evidence → |
| Allowance for loan losses | 5,606,000 | USD | evidence → |
| Securities available for sale | 394,310,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 752,455,000 | USD | evidence → |
| Interest-bearing deposits | 377,500,000 | USD | evidence → |
| Noninterest-bearing deposits | 374,955,000 | USD | evidence → |
| Equity capital | 71,253,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,637,000 | USD | evidence → |
| Interest expense | 7,282,000 | USD | evidence → |
| Net interest income | 30,355,000 | USD | evidence → |
| Noninterest income | 2,777,000 | USD | evidence → |
| Noninterest expense | 25,133,000 | USD | evidence → |
| Provision for loan losses | 265,000 | USD | evidence → |
| Pretax income | 7,990,000 | USD | evidence → |
| Income tax | 1,791,000 | USD | evidence → |
| Net income | 6,199,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 108,947,000 | USD | evidence → |
| Total capital | 114,844,000 | USD | evidence → |
| Risk-weighted assets | 547,735,000 | USD | evidence → |