Call report 2015Q4
CITIZENS BANK — 2015Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 625,050,000 | USD | evidence → |
| Total loans | 354,998,000 | USD | evidence → |
| Allowance for loan losses | 3,601,000 | USD | evidence → |
| Securities available for sale | 174,287,000 | USD | evidence → |
| Securities held to maturity | 466,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 513,388,000 | USD | evidence → |
| Interest-bearing deposits | 316,118,000 | USD | evidence → |
| Noninterest-bearing deposits | 197,270,000 | USD | evidence → |
| Equity capital | 65,693,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,619,000 | USD | evidence → |
| Interest expense | 584,000 | USD | evidence → |
| Net interest income | 20,035,000 | USD | evidence → |
| Noninterest income | 2,879,000 | USD | evidence → |
| Noninterest expense | 15,707,000 | USD | evidence → |
| Provision for loan losses | 1,540,000 | USD | evidence → |
| Pretax income | 5,667,000 | USD | evidence → |
| Income tax | 1,899,000 | USD | evidence → |
| Net income | 3,768,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,945,000 | USD | evidence → |
| Total capital | 69,792,000 | USD | evidence → |
| Risk-weighted assets | 406,435,000 | USD | evidence → |