Call reports 2006
CITIZENS BANK — 2006
What CITIZENS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 332,745,000 | 334,879,000 | 344,651,000 | 359,029,000 |
| Total loans | 236,460,000 | 246,431,000 | 260,024,000 | 253,080,000 |
| Allowance for loan losses | 2,795,000 | 2,824,000 | 2,850,000 | 2,875,000 |
| Securities available for sale | 56,087,000 | 51,514,000 | 44,121,000 | 46,204,000 |
| Securities held to maturity | 7,875,000 | 6,134,000 | 5,888,000 | 5,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,170,000 | 247,540,000 | 261,165,000 | 273,175,000 |
| Interest-bearing deposits | 198,485,000 | 194,711,000 | 203,722,000 | 212,096,000 |
| Noninterest-bearing deposits | 50,685,000 | 52,829,000 | 57,443,000 | 61,079,000 |
| Equity capital | 44,645,000 | 46,105,000 | 47,585,000 | 46,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,896,000 | 10,029,000 | 15,759,000 | 21,544,000 |
| Interest expense | 1,027,000 | 2,168,000 | 3,586,000 | 5,088,000 |
| Net interest income | 3,869,000 | 7,861,000 | 12,173,000 | 16,456,000 |
| Noninterest income | 590,000 | 1,180,000 | 1,746,000 | 2,325,000 |
| Noninterest expense | 2,468,000 | 4,861,000 | 7,388,000 | 10,056,000 |
| Provision for loan losses | 48,000 | 82,000 | 114,000 | 145,000 |
| Pretax income | 1,943,000 | 4,098,000 | 6,417,000 | 8,580,000 |
| Income tax | 655,000 | 1,412,000 | 2,239,000 | 3,010,000 |
| Net income | 1,288,000 | 2,686,000 | 4,178,000 | 5,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,834,000 | 46,289,000 | 47,710,000 | 46,527,000 |
| Total capital | 47,629,000 | 49,113,000 | 50,560,000 | 49,402,000 |
| Risk-weighted assets | 274,887,000 | 283,271,000 | 295,919,000 | 296,682,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.