Call report 2005Q2
CITIZENS BANK — 2005Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 343,656,000 | USD | evidence → |
| Total loans | 236,943,000 | USD | evidence → |
| Allowance for loan losses | 2,745,000 | USD | evidence → |
| Securities available for sale | 67,946,000 | USD | evidence → |
| Securities held to maturity | 8,452,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 252,377,000 | USD | evidence → |
| Interest-bearing deposits | 201,744,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,633,000 | USD | evidence → |
| Equity capital | 41,601,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,797,000 | USD | evidence → |
| Interest expense | 1,303,000 | USD | evidence → |
| Net interest income | 7,494,000 | USD | evidence → |
| Noninterest income | 2,079,000 | USD | evidence → |
| Noninterest expense | 5,511,000 | USD | evidence → |
| Provision for loan losses | 67,000 | USD | evidence → |
| Pretax income | 3,995,000 | USD | evidence → |
| Income tax | 1,340,000 | USD | evidence → |
| Net income | 2,655,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,926,000 | USD | evidence → |
| Total capital | 44,671,000 | USD | evidence → |
| Risk-weighted assets | 274,498,000 | USD | evidence → |
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