Call reports 2019
IOWA STATE SAVINGS BANK — 2019
What IOWA STATE SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 179,338,000 | 198,163,000 | 182,765,000 |
| Total loans | 75,208,000 | 75,519,000 | 75,359,000 |
| Allowance for loan losses | 1,210,000 | 9,000 | 59,000 |
| Securities available for sale | 53,337,000 | 49,104,000 | 52,241,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 162,615,000 | 169,129,000 | 153,546,000 |
| Interest-bearing deposits | 135,656,000 | 144,049,000 | 126,451,000 |
| Noninterest-bearing deposits | 26,959,000 | 25,080,000 | 27,095,000 |
| Equity capital | 15,816,000 | 28,000,000 | 28,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 1,737,000 | 1,242,000 | 3,122,000 |
| Interest expense | 267,000 | 207,000 | 458,000 |
| Net interest income | 1,470,000 | 1,035,000 | 2,664,000 |
| Noninterest income | 379,000 | 225,000 | 516,000 |
| Noninterest expense | 1,236,000 | 673,000 | 1,741,000 |
| Provision for loan losses | 0 | 35,000 | 85,000 |
| Pretax income | 613,000 | 552,000 | 1,354,000 |
| Income tax | 59,000 | 29,000 | 67,000 |
| Net income | 554,000 | 523,000 | 1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 15,867,000 | 15,208,000 | 16,178,000 |
| Total capital | 17,077,000 | 15,217,000 | 16,237,000 |
| Risk-weighted assets | 102,584,000 | 102,566,000 | 93,600,000 |