Call reports 2018
IOWA STATE SAVINGS BANK — 2018
What IOWA STATE SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 178,324,000 | 173,715,000 | 170,007,000 | 168,340,000 |
| Total loans | 76,438,000 | 76,087,000 | 77,337,000 | 76,501,000 |
| Allowance for loan losses | 1,191,000 | 1,233,000 | 1,229,000 | 1,212,000 |
| Securities available for sale | 49,652,000 | 49,195,000 | 52,536,000 | 52,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,591,000 | 158,583,000 | 154,756,000 | 152,307,000 |
| Interest-bearing deposits | 134,938,000 | 128,600,000 | 130,073,000 | 124,239,000 |
| Noninterest-bearing deposits | 28,653,000 | 29,983,000 | 24,683,000 | 28,068,000 |
| Equity capital | 13,870,000 | 14,110,000 | 14,387,000 | 15,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,542,000 | 3,199,000 | 4,930,000 | 6,737,000 |
| Interest expense | 197,000 | 399,000 | 632,000 | 876,000 |
| Net interest income | 1,345,000 | 2,800,000 | 4,298,000 | 5,861,000 |
| Noninterest income | 366,000 | 737,000 | 1,116,000 | 1,498,000 |
| Noninterest expense | 1,101,000 | 2,208,000 | 3,333,000 | 4,582,000 |
| Provision for loan losses | 45,000 | 90,000 | 110,000 | 120,000 |
| Pretax income | 565,000 | 1,239,000 | 1,971,000 | 2,657,000 |
| Income tax | 27,000 | 62,000 | 100,000 | 151,000 |
| Net income | 538,000 | 1,177,000 | 1,871,000 | 2,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,629,000 | 14,904,000 | 15,428,000 | 15,745,000 |
| Total capital | 15,820,000 | 16,137,000 | 16,657,000 | 16,957,000 |
| Risk-weighted assets | 103,583,000 | 103,703,000 | 104,366,000 | 102,787,000 |