Call reports 2017
IOWA STATE SAVINGS BANK — 2017
What IOWA STATE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 159,360,000 | 155,868,000 | 164,800,000 | 167,162,000 |
| Total loans | 74,812,000 | 74,470,000 | 78,062,000 | 77,186,000 |
| Allowance for loan losses | 1,142,000 | 1,180,000 | 1,193,000 | 1,168,000 |
| Securities available for sale | 51,393,000 | 49,682,000 | 50,083,000 | 49,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,065,000 | 140,744,000 | 149,377,000 | 151,808,000 |
| Interest-bearing deposits | 118,145,000 | 114,493,000 | 123,581,000 | 121,821,000 |
| Noninterest-bearing deposits | 26,920,000 | 26,251,000 | 25,796,000 | 29,987,000 |
| Equity capital | 12,696,000 | 13,404,000 | 13,770,000 | 13,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,832,000 | 4,334,000 | 5,911,000 |
| Interest expense | 120,000 | 254,000 | 414,000 | 590,000 |
| Net interest income | 1,259,000 | 2,578,000 | 3,920,000 | 5,321,000 |
| Noninterest income | 424,000 | 891,000 | 1,277,000 | 1,674,000 |
| Noninterest expense | 1,074,000 | 2,161,000 | 3,264,000 | 4,386,000 |
| Provision for loan losses | 45,000 | 95,000 | 140,000 | 206,000 |
| Pretax income | 564,000 | 1,215,000 | 1,795,000 | 2,405,000 |
| Income tax | 28,000 | 62,000 | 92,000 | 118,000 |
| Net income | 536,000 | 1,153,000 | 1,703,000 | 2,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,490,000 | 13,269,000 | 13,656,000 | 14,071,000 |
| Total capital | 13,632,000 | 14,449,000 | 14,849,000 | 15,239,000 |
| Risk-weighted assets | 99,441,000 | 97,500,000 | 101,748,000 | 100,607,000 |