Call reports 2013
IOWA STATE SAVINGS BANK — 2013
What IOWA STATE SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 117,944,000 | 119,537,000 | 116,570,000 | 117,411,000 |
| Total loans | 66,391,000 | 67,587,000 | 67,568,000 | 65,390,000 |
| Allowance for loan losses | 1,260,000 | 1,283,000 | 1,313,000 | 1,200,000 |
| Securities available for sale | 27,779,000 | 28,781,000 | 29,814,000 | 31,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,982,000 | 107,782,000 | 105,214,000 | 105,730,000 |
| Interest-bearing deposits | 85,471,000 | 87,762,000 | 85,543,000 | 84,313,000 |
| Noninterest-bearing deposits | 20,511,000 | 20,020,000 | 19,671,000 | 21,417,000 |
| Equity capital | 9,621,000 | 9,264,000 | 9,424,000 | 9,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,469,000 | 3,702,000 | 4,870,000 |
| Interest expense | 133,000 | 255,000 | 371,000 | 489,000 |
| Net interest income | 1,103,000 | 2,214,000 | 3,331,000 | 4,381,000 |
| Noninterest income | 353,000 | 685,000 | 1,031,000 | 1,368,000 |
| Noninterest expense | 1,055,000 | 2,086,000 | 3,104,000 | 4,140,000 |
| Provision for loan losses | 35,000 | 95,000 | 155,000 | 200,000 |
| Pretax income | 366,000 | 718,000 | 1,103,000 | 1,409,000 |
| Income tax | 20,000 | 38,000 | 57,000 | 73,000 |
| Net income | 346,000 | 680,000 | 1,046,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,146,000 | 9,349,000 | 9,585,000 | 9,744,000 |
| Total capital | 10,179,000 | 10,401,000 | 10,634,000 | 10,773,000 |
| Risk-weighted assets | 82,444,000 | 83,911,000 | 83,623,000 | 82,285,000 |