Call reports 2012
IOWA STATE SAVINGS BANK — 2012
What IOWA STATE SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 114,345,000 | 106,916,000 | 110,647,000 | 114,570,000 |
| Total loans | 67,085,000 | 68,034,000 | 68,356,000 | 68,786,000 |
| Allowance for loan losses | 1,034,000 | 1,102,000 | 1,414,000 | 1,400,000 |
| Securities available for sale | 24,175,000 | 24,767,000 | 24,857,000 | 25,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,600,000 | 93,209,000 | 96,951,000 | 101,686,000 |
| Interest-bearing deposits | 81,811,000 | 74,173,000 | 76,812,000 | 79,651,000 |
| Noninterest-bearing deposits | 18,789,000 | 19,036,000 | 20,139,000 | 22,035,000 |
| Equity capital | 8,618,000 | 8,996,000 | 9,825,000 | 9,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,300,000 | 2,619,000 | 3,934,000 | 5,241,000 |
| Interest expense | 168,000 | 333,000 | 485,000 | 631,000 |
| Net interest income | 1,132,000 | 2,286,000 | 3,449,000 | 4,610,000 |
| Noninterest income | 264,000 | 708,000 | 1,790,000 | 2,043,000 |
| Noninterest expense | 1,031,000 | 2,058,000 | 3,078,000 | 4,189,000 |
| Provision for loan losses | 110,000 | 248,000 | 578,000 | 625,000 |
| Pretax income | 255,000 | 688,000 | 1,583,000 | 1,839,000 |
| Income tax | 12,000 | 34,000 | 41,000 | 54,000 |
| Net income | 243,000 | 654,000 | 1,542,000 | 1,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,081,000 | 8,406,000 | 9,208,000 | 9,028,000 |
| Total capital | 9,085,000 | 9,409,000 | 10,213,000 | 10,056,000 |
| Risk-weighted assets | 80,281,000 | 80,153,000 | 80,012,000 | 81,839,000 |