Call reports 2011
IOWA STATE SAVINGS BANK — 2011
What IOWA STATE SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 112,602,000 | 102,395,000 | 107,002,000 | 100,348,000 |
| Total loans | 66,101,000 | 66,836,000 | 68,185,000 | 67,980,000 |
| Allowance for loan losses | 1,058,000 | 1,008,000 | 1,027,000 | 1,050,000 |
| Securities available for sale | 19,669,000 | 21,205,000 | 22,707,000 | 23,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,183,000 | 87,993,000 | 92,779,000 | 86,367,000 |
| Interest-bearing deposits | 80,187,000 | 71,165,000 | 75,545,000 | 69,204,000 |
| Noninterest-bearing deposits | 17,996,000 | 16,828,000 | 17,234,000 | 17,163,000 |
| Equity capital | 8,632,000 | 8,601,000 | 8,510,000 | 8,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,539,000 | 3,846,000 | 5,171,000 |
| Interest expense | 189,000 | 374,000 | 556,000 | 731,000 |
| Net interest income | 1,103,000 | 2,165,000 | 3,290,000 | 4,440,000 |
| Noninterest income | 285,000 | 606,000 | 372,000 | 640,000 |
| Noninterest expense | 1,002,000 | 2,233,000 | 3,130,000 | 4,145,000 |
| Provision for loan losses | 110,000 | 268,000 | 426,000 | 505,000 |
| Pretax income | 276,000 | 270,000 | 106,000 | 430,000 |
| Income tax | 13,000 | 13,000 | 6,000 | 22,000 |
| Net income | 263,000 | 257,000 | 100,000 | 408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,290,000 | 8,101,000 | 7,858,000 | 7,923,000 |
| Total capital | 9,273,000 | 9,068,000 | 8,838,000 | 8,908,000 |
| Risk-weighted assets | 78,592,000 | 77,356,000 | 79,181,000 | 78,701,000 |