Call reports 2012
VALLEY STATE BANK, THE — 2012
What VALLEY STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,825,000 | 81,457,000 | 81,277,000 | 88,079,000 |
| Total loans | 42,290,000 | 48,060,000 | 49,720,000 | 50,289,000 |
| Allowance for loan losses | 961,000 | 960,000 | 980,000 | 984,000 |
| Securities available for sale | 25,209,000 | 22,707,000 | 23,284,000 | 25,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,158,000 | 67,744,000 | 66,117,000 | 73,046,000 |
| Interest-bearing deposits | 56,211,000 | 56,808,000 | 55,342,000 | 58,011,000 |
| Noninterest-bearing deposits | 9,947,000 | 10,936,000 | 10,775,000 | 15,035,000 |
| Equity capital | 7,497,000 | 7,588,000 | 7,670,000 | 7,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,671,000 | 2,556,000 | 3,474,000 |
| Interest expense | 171,000 | 338,000 | 499,000 | 650,000 |
| Net interest income | 635,000 | 1,333,000 | 2,057,000 | 2,824,000 |
| Noninterest income | 44,000 | 102,000 | 159,000 | 284,000 |
| Noninterest expense | 595,000 | 1,182,000 | 1,756,000 | 2,376,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 69,000 | 229,000 | 421,000 | 754,000 |
| Income tax | 3,000 | 4,000 | 13,000 | 28,000 |
| Net income | 66,000 | 225,000 | 408,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,610,000 | 6,719,000 | 6,756,000 | 7,074,000 |
| Total capital | 7,219,000 | 7,395,000 | 7,455,000 | 7,812,000 |
| Risk-weighted assets | 50,369,000 | 54,062,000 | 55,634,000 | 58,861,000 |
Machine access — free, no API key
Every figure shown here about VALLEY STATE BANK, THE — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.