Call reports 2012
SUNRISE BANK — 2012
What SUNRISE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,487,000 | 74,763,000 | 70,841,000 | 65,574,000 |
| Total loans | 57,482,000 | 53,544,000 | 49,162,000 | 44,982,000 |
| Allowance for loan losses | 3,751,000 | 3,375,000 | 2,980,000 | 2,849,000 |
| Securities available for sale | 131,000 | 126,000 | 121,000 | 13,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,563,000 | 68,998,000 | 65,191,000 | 61,029,000 |
| Interest-bearing deposits | 62,671,000 | 59,918,000 | 56,193,000 | 51,998,000 |
| Noninterest-bearing deposits | 10,892,000 | 9,080,000 | 8,998,000 | 9,031,000 |
| Equity capital | 1,690,000 | 1,571,000 | 1,460,000 | 1,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,587,000 | 2,305,000 | 2,957,000 |
| Interest expense | 234,000 | 444,000 | 625,000 | 786,000 |
| Net interest income | 607,000 | 1,143,000 | 1,680,000 | 2,171,000 |
| Noninterest income | -649,000 | -1,087,000 | -1,204,000 | -968,000 |
| Noninterest expense | 1,242,000 | 2,469,000 | 3,671,000 | 4,833,000 |
| Provision for loan losses | 162,000 | 162,000 | 162,000 | 163,000 |
| Pretax income | -1,446,000 | -2,575,000 | -3,357,000 | -3,794,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,446,000 | -2,575,000 | -3,357,000 | -3,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,687,000 | 1,569,000 | 1,458,000 | 1,413,000 |
| Total capital | 2,443,000 | 2,278,000 | 2,120,000 | 2,018,000 |
| Risk-weighted assets | 57,489,000 | 54,036,000 | 50,657,000 | 46,165,000 |