Call reports 2010
SUNRISE BANK — 2010
What SUNRISE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 51,999,000 | 50,265,000 | 120,579,000 | 112,870,000 |
| Total loans | 40,382,000 | 37,390,000 | 84,723,000 | 79,725,000 |
| Allowance for loan losses | 846,000 | 1,051,000 | 3,929,000 | 4,374,000 |
| Securities available for sale | 0 | 0 | 513,000 | 462,000 |
| Securities held to maturity | 0 | 0 | 172,000 | 172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,334,000 | 42,352,000 | 107,809,000 | 103,068,000 |
| Interest-bearing deposits | 40,970,000 | 40,524,000 | 96,480,000 | 91,728,000 |
| Noninterest-bearing deposits | 2,364,000 | 1,828,000 | 11,329,000 | 11,340,000 |
| Equity capital | 3,620,000 | 2,846,000 | 4,169,000 | 2,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 579,000 | 1,149,000 | 4,106,000 | 5,254,000 |
| Interest expense | 281,000 | 551,000 | 1,848,000 | 2,343,000 |
| Net interest income | 298,000 | 598,000 | 2,258,000 | 2,911,000 |
| Noninterest income | 12,000 | 36,000 | -656,000 | -828,000 |
| Noninterest expense | 432,000 | 814,000 | 4,620,000 | 6,351,000 |
| Provision for loan losses | 106,000 | 822,000 | 3,488,000 | 4,238,000 |
| Pretax income | -228,000 | -1,002,000 | -6,516,000 | -8,516,000 |
| Income tax | 0 | 0 | -65,000 | -65,000 |
| Net income | -228,000 | -1,002,000 | -6,451,000 | -8,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,620,000 | 2,846,000 | 3,914,000 | 2,486,000 |
| Total capital | 4,037,000 | 3,238,000 | 4,946,000 | 3,473,000 |
| Risk-weighted assets | 32,934,000 | 30,712,000 | 79,687,000 | 75,594,000 |