Call reports 2009
SUNRISE BANK — 2009
What SUNRISE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 57,971,000 | 54,628,000 | 52,663,000 | 55,157,000 |
| Total loans | 50,036,000 | 47,280,000 | 44,964,000 | 42,145,000 |
| Allowance for loan losses | 867,000 | 896,000 | 843,000 | 1,002,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,071,000 | 43,259,000 | 42,385,000 | 45,252,000 |
| Interest-bearing deposits | 41,766,000 | 41,837,000 | 40,660,000 | 43,528,000 |
| Noninterest-bearing deposits | 1,305,000 | 1,422,000 | 1,725,000 | 1,724,000 |
| Equity capital | 5,333,000 | 5,273,000 | 4,230,000 | 3,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,368,000 | 2,007,000 | 2,598,000 |
| Interest expense | 396,000 | 753,000 | 1,073,000 | 1,381,000 |
| Net interest income | 291,000 | 615,000 | 934,000 | 1,217,000 |
| Noninterest income | 49,000 | 123,000 | 158,000 | 183,000 |
| Noninterest expense | 414,000 | 879,000 | 1,248,000 | 1,626,000 |
| Provision for loan losses | 178,000 | 208,000 | 287,000 | 599,000 |
| Pretax income | -252,000 | -349,000 | -443,000 | -825,000 |
| Income tax | -94,000 | -131,000 | 818,000 | 818,000 |
| Net income | -158,000 | -218,000 | -1,261,000 | -1,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,421,000 | 4,325,000 | 4,230,000 | 3,848,000 |
| Total capital | 4,922,000 | 4,801,000 | 4,687,000 | 4,285,000 |
| Risk-weighted assets | 39,746,000 | 37,668,000 | 36,157,000 | 34,384,000 |