Call reports 2007
SUNRISE BANK — 2007
What SUNRISE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 24,707,000 | 31,610,000 | 38,958,000 | 43,844,000 |
| Total loans | 22,383,000 | 27,202,000 | 34,356,000 | 41,629,000 |
| Allowance for loan losses | 335,000 | 408,000 | 515,000 | 619,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,483,000 | 24,415,000 | 27,737,000 | 31,143,000 |
| Interest-bearing deposits | 18,607,000 | 23,331,000 | 26,176,000 | 29,939,000 |
| Noninterest-bearing deposits | 876,000 | 1,084,000 | 1,561,000 | 1,204,000 |
| Equity capital | 5,055,000 | 4,951,000 | 4,852,000 | 4,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 1,036,000 | 1,756,000 | 2,536,000 |
| Interest expense | 225,000 | 517,000 | 898,000 | 1,333,000 |
| Net interest income | 234,000 | 519,000 | 858,000 | 1,203,000 |
| Noninterest income | 10,000 | 15,000 | 26,000 | 38,000 |
| Noninterest expense | 388,000 | 771,000 | 1,167,000 | 1,568,000 |
| Provision for loan losses | 52,000 | 125,000 | 232,000 | 340,000 |
| Pretax income | -196,000 | -362,000 | -515,000 | -667,000 |
| Income tax | -73,000 | -135,000 | -189,000 | -244,000 |
| Net income | -123,000 | -227,000 | -326,000 | -423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,485,000 | 4,319,000 | 4,166,000 | 4,014,000 |
| Total capital | 4,748,000 | 4,637,000 | 4,561,000 | 4,480,000 |
| Risk-weighted assets | 21,006,000 | 25,321,000 | 31,465,000 | 37,163,000 |