Call reports 2013
PARK CITIES BANK — 2013
What PARK CITIES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 472,438,000 | 425,051,000 | 421,549,000 | 405,971,000 |
| Total loans | 277,730,000 | 248,255,000 | 236,986,000 | 222,881,000 |
| Allowance for loan losses | 9,225,000 | 7,425,000 | 7,729,000 | 7,738,000 |
| Securities available for sale | 103,148,000 | 95,712,000 | 92,710,000 | 90,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,697,000 | 397,903,000 | 396,263,000 | 382,754,000 |
| Interest-bearing deposits | 401,912,000 | 362,100,000 | 362,106,000 | 347,594,000 |
| Noninterest-bearing deposits | 38,785,000 | 35,803,000 | 34,157,000 | 35,160,000 |
| Equity capital | 30,045,000 | 25,210,000 | 23,216,000 | 21,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,662,000 | 7,016,000 | 9,971,000 | 12,973,000 |
| Interest expense | 1,260,000 | 2,021,000 | 2,745,000 | 3,450,000 |
| Net interest income | 2,402,000 | 4,995,000 | 7,226,000 | 9,523,000 |
| Noninterest income | 141,000 | 393,000 | 543,000 | 745,000 |
| Noninterest expense | 3,820,000 | 7,764,000 | 11,556,000 | 15,449,000 |
| Provision for loan losses | 0 | 830,000 | 830,000 | 830,000 |
| Pretax income | -1,275,000 | -3,204,000 | -4,615,000 | -6,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,275,000 | -3,204,000 | -4,615,000 | -6,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,838,000 | 27,890,000 | 26,538,000 | 25,154,000 |
| Total capital | 34,179,000 | 31,831,000 | 30,195,000 | 28,651,000 |
| Risk-weighted assets | 342,375,000 | 311,940,000 | 288,500,000 | 275,531,000 |