Call reports 2012
PARK CITIES BANK — 2012
What PARK CITIES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 587,391,000 | 547,849,000 | 539,025,000 | 525,571,000 |
| Total loans | 336,500,000 | 310,222,000 | 292,447,000 | 287,604,000 |
| Allowance for loan losses | 10,919,000 | 10,908,000 | 9,782,000 | 8,610,000 |
| Securities available for sale | 0 | 63,697,000 | 64,846,000 | 114,237,000 |
| Securities held to maturity | 71,503,000 | 500,000 | 500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,146,000 | 511,268,000 | 502,639,000 | 491,482,000 |
| Interest-bearing deposits | 503,489,000 | 471,137,000 | 456,734,000 | 452,666,000 |
| Noninterest-bearing deposits | 45,657,000 | 40,131,000 | 45,905,000 | 38,815,000 |
| Equity capital | 36,834,000 | 35,075,000 | 34,491,000 | 31,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,859,000 | 9,495,000 | 13,847,000 | 17,885,000 |
| Interest expense | 1,873,000 | 3,490,000 | 5,048,000 | 6,588,000 |
| Net interest income | 2,986,000 | 6,005,000 | 8,799,000 | 11,297,000 |
| Noninterest income | 548,000 | 1,360,000 | -1,706,000 | -2,503,000 |
| Noninterest expense | 5,214,000 | 11,146,000 | 12,457,000 | 16,871,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,680,000 | -3,781,000 | -4,951,000 | -7,664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,680,000 | -3,781,000 | -4,951,000 | -7,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,834,000 | 34,802,000 | 33,701,000 | 31,057,000 |
| Total capital | 42,194,000 | 39,635,000 | 38,141,000 | 35,486,000 |
| Risk-weighted assets | 423,215,000 | 383,127,000 | 350,379,000 | 350,143,000 |