Call reports 2010
PARK CITIES BANK — 2010
What PARK CITIES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,023,923,000 | 1,016,945,000 | 920,298,000 | 877,591,000 |
| Total loans | 631,537,000 | 612,706,000 | 563,607,000 | 534,927,000 |
| Allowance for loan losses | 11,022,000 | 13,698,000 | 19,545,000 | 24,255,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 61,018,000 | 64,588,000 | 69,517,000 | 70,482,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 938,119,000 | 937,879,000 | 866,261,000 | 835,600,000 |
| Interest-bearing deposits | 898,090,000 | 896,135,000 | 818,947,000 | 788,263,000 |
| Noninterest-bearing deposits | 40,029,000 | 41,743,000 | 47,314,000 | 47,337,000 |
| Equity capital | 83,498,000 | 77,123,000 | 52,012,000 | 39,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,676,000 | 18,262,000 | 26,054,000 | 33,283,000 |
| Interest expense | 3,957,000 | 8,467,000 | 12,849,000 | 16,831,000 |
| Net interest income | 5,719,000 | 9,795,000 | 13,205,000 | 16,452,000 |
| Noninterest income | 166,000 | 384,000 | 743,000 | 1,001,000 |
| Noninterest expense | 3,671,000 | 9,082,000 | 14,272,000 | 20,088,000 |
| Provision for loan losses | 731,000 | 9,462,000 | 28,819,000 | 36,044,000 |
| Pretax income | 1,483,000 | -8,365,000 | -29,143,000 | -38,679,000 |
| Income tax | 465,000 | -2,829,000 | 1,641,000 | 4,197,000 |
| Net income | 1,018,000 | -5,536,000 | -30,784,000 | -42,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,949,000 | 76,583,000 | 51,479,000 | 39,861,000 |
| Total capital | 91,319,000 | 84,602,000 | 59,054,000 | 47,182,000 |
| Risk-weighted assets | 666,977,000 | 643,866,000 | 599,210,000 | 568,746,000 |