Call reports 2004
PARK CITIES BANK — 2004
What PARK CITIES BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 180,293,000 | 206,717,000 | 242,670,000 | 272,781,000 |
| Total loans | 162,758,000 | 176,668,000 | 194,377,000 | 215,637,000 |
| Allowance for loan losses | 1,628,000 | 1,767,000 | 1,862,000 | 1,942,000 |
| Securities available for sale | 0 | 5,000,000 | 0 | 0 |
| Securities held to maturity | 6,032,000 | 6,020,000 | 16,001,000 | 15,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,041,000 | 188,900,000 | 222,808,000 | 248,255,000 |
| Interest-bearing deposits | 143,425,000 | 167,103,000 | 195,884,000 | 217,168,000 |
| Noninterest-bearing deposits | 20,616,000 | 21,797,000 | 26,924,000 | 31,087,000 |
| Equity capital | 15,625,000 | 16,925,000 | 18,775,000 | 23,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,561,000 | 5,308,000 | 8,561,000 | 12,203,000 |
| Interest expense | 712,000 | 1,460,000 | 2,412,000 | 3,596,000 |
| Net interest income | 1,849,000 | 3,848,000 | 6,149,000 | 8,607,000 |
| Noninterest income | 75,000 | 96,000 | 150,000 | 206,000 |
| Noninterest expense | 1,024,000 | 1,988,000 | 2,960,000 | 4,027,000 |
| Provision for loan losses | 121,000 | 268,000 | 363,000 | 595,000 |
| Pretax income | 779,000 | 1,688,000 | 2,976,000 | 4,191,000 |
| Income tax | 265,000 | 574,000 | 1,012,000 | 1,426,000 |
| Net income | 514,000 | 1,114,000 | 1,964,000 | 2,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,899,000 | 16,207,000 | 18,064,000 | 22,622,000 |
| Total capital | 16,527,000 | 17,974,000 | 19,926,000 | 24,564,000 |
| Risk-weighted assets | 157,826,000 | 173,333,000 | 197,744,000 | 218,612,000 |
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