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Call reports 2003

PARK CITIES BANK — 2003

What PARK CITIES BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/1d2e85c2-5c3c-47fd-931f-0bdfbd5394d5/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets121,020,000145,385,000155,135,000179,153,000
Total loans102,840,000119,820,000132,046,000158,077,000
Allowance for loan losses1,028,0001,198,0001,277,0001,537,000
Securities available for sale0000
Securities held to maturity1,000,0001,000,0004,000,0005,999,000
Trading assets0000
Total deposits110,674,000132,626,000142,208,000164,726,000
Interest-bearing deposits86,578,000102,675,000115,417,000142,359,000
Noninterest-bearing deposits24,096,00029,951,00026,791,00022,367,000
Equity capital10,095,00012,363,00012,776,00014,111,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income1,677,0003,506,0005,596,0007,866,000
Interest expense549,0001,102,0001,688,0002,334,000
Net interest income1,128,0002,404,0003,908,0005,532,000
Noninterest income46,00088,000134,000181,000
Noninterest expense701,0001,450,0002,270,0003,178,000
Provision for loan losses53,000223,000324,000585,000
Pretax income420,000819,0001,448,0001,950,000
Income tax144,000276,000491,000658,000
Net income276,000543,000957,0001,292,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital9,339,00011,615,00012,035,00013,378,000
Total capital10,367,00012,813,00013,312,00014,915,000
Risk-weighted assets96,768,000111,622,000122,380,000146,645,000

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