Call reports 2025
FIRST STATE BANK OF LE CENTER — 2025
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 108,966,000 | 110,378,000 | 111,199,000 | 113,779,000 |
| Total loans | 68,565,000 | 71,249,000 | 74,019,000 | 75,527,000 |
| Allowance for loan losses | 868,000 | 1,078,000 | 1,101,000 | 941,000 |
| Securities available for sale | 19,940,000 | 20,889,000 | 21,427,000 | 21,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,166,000 | 93,291,000 | 93,434,000 | 95,939,000 |
| Interest-bearing deposits | 71,167,000 | 72,733,000 | 71,567,000 | 72,968,000 |
| Noninterest-bearing deposits | 20,999,000 | 20,558,000 | 21,866,000 | 22,971,000 |
| Equity capital | 10,831,000 | 11,161,000 | 11,743,000 | 11,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,360,000 | 2,792,000 | 4,316,000 | 5,828,000 |
| Interest expense | 277,000 | 583,000 | 901,000 | 1,215,000 |
| Net interest income | 1,083,000 | 2,209,000 | 3,415,000 | 4,613,000 |
| Noninterest income | 66,000 | 119,000 | 179,000 | 243,000 |
| Noninterest expense | 718,000 | 1,423,000 | 2,107,000 | 3,015,000 |
| Provision for loan losses | 0 | 220,000 | 240,000 | 300,000 |
| Pretax income | 431,000 | 685,000 | 1,247,000 | 1,539,000 |
| Income tax | 53,000 | 92,000 | 145,000 | 170,000 |
| Net income | 378,000 | 593,000 | 1,102,000 | 1,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,447,000 | 11,552,000 | 11,915,000 | 12,112,000 |
| Total capital | 12,315,000 | 12,630,000 | 13,016,000 | 13,053,000 |
| Risk-weighted assets | 86,978,000 | 92,841,000 | 88,485,000 | 94,070,000 |