Call reports 2024
FIRST STATE BANK OF LE CENTER — 2024
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 104,923,000 | 105,270,000 | 103,244,000 | 105,231,000 |
| Total loans | 62,813,000 | 65,925,000 | 67,172,000 | 67,945,000 |
| Allowance for loan losses | 783,000 | 781,000 | 786,000 | 855,000 |
| Securities available for sale | 25,038,000 | 25,137,000 | 23,990,000 | 22,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,209,000 | 89,738,000 | 86,826,000 | 88,871,000 |
| Interest-bearing deposits | 68,797,000 | 69,493,000 | 66,363,000 | 68,124,000 |
| Noninterest-bearing deposits | 20,412,000 | 20,245,000 | 20,463,000 | 20,747,000 |
| Equity capital | 10,564,000 | 10,325,000 | 11,124,000 | 11,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,290,000 | 2,576,000 | 3,895,000 | 5,206,000 |
| Interest expense | 245,000 | 497,000 | 755,000 | 1,017,000 |
| Net interest income | 1,045,000 | 2,079,000 | 3,140,000 | 4,189,000 |
| Noninterest income | 73,000 | 135,000 | 199,000 | 267,000 |
| Noninterest expense | 635,000 | 1,321,000 | 2,017,000 | 2,777,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 113,000 |
| Pretax income | 483,000 | 893,000 | 1,302,000 | 1,566,000 |
| Income tax | 46,000 | 81,000 | 119,000 | 142,000 |
| Net income | 437,000 | 812,000 | 1,183,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,599,000 | 11,376,000 | 11,637,000 | 11,815,000 |
| Total capital | 12,382,000 | 12,157,000 | 12,423,000 | 12,670,000 |
| Risk-weighted assets | 76,914,000 | 78,872,000 | 80,758,000 | 76,672,000 |