Call reports 2023
FIRST STATE BANK OF LE CENTER — 2023
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 101,512,000 | 105,890,000 | 102,469,000 | 109,915,000 |
| Total loans | 58,211,000 | 61,725,000 | 62,298,000 | 63,765,000 |
| Allowance for loan losses | 724,000 | 765,000 | 765,000 | 783,000 |
| Securities available for sale | 31,221,000 | 28,117,000 | 26,758,000 | 27,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,585,000 | 91,485,000 | 90,029,000 | 94,430,000 |
| Interest-bearing deposits | 68,355,000 | 67,832,000 | 65,657,000 | 71,436,000 |
| Noninterest-bearing deposits | 23,230,000 | 23,653,000 | 24,372,000 | 22,994,000 |
| Equity capital | 9,405,000 | 9,351,000 | 9,335,000 | 10,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,120,000 | 3,263,000 | 4,478,000 |
| Interest expense | 77,000 | 199,000 | 358,000 | 583,000 |
| Net interest income | 970,000 | 1,921,000 | 2,905,000 | 3,895,000 |
| Noninterest income | 101,000 | 171,000 | 308,000 | 460,000 |
| Noninterest expense | 689,000 | 1,399,000 | 2,173,000 | 3,034,000 |
| Provision for loan losses | 0 | 42,000 | 42,000 | 60,000 |
| Pretax income | 382,000 | 651,000 | 998,000 | 1,261,000 |
| Income tax | 45,000 | 84,000 | 105,000 | 121,000 |
| Net income | 337,000 | 567,000 | 893,000 | 1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,682,000 | 10,823,000 | 11,094,000 | 11,271,000 |
| Total capital | 11,406,000 | 11,588,000 | 11,859,000 | 12,054,000 |
| Risk-weighted assets | 62,227,000 | 68,657,000 | 68,446,000 | 73,127,000 |