Call reports 2022
FIRST STATE BANK OF LE CENTER — 2022
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 103,914,000 | 107,500,000 | 106,078,000 | 108,020,000 |
| Total loans | 54,826,000 | 57,208,000 | 57,751,000 | 58,858,000 |
| Allowance for loan losses | 729,000 | 730,000 | 730,000 | 729,000 |
| Securities available for sale | 25,077,000 | 31,675,000 | 32,255,000 | 32,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,748,000 | 92,984,000 | 95,567,000 | 97,656,000 |
| Interest-bearing deposits | 70,742,000 | 70,370,000 | 72,150,000 | 73,982,000 |
| Noninterest-bearing deposits | 23,006,000 | 22,614,000 | 23,417,000 | 23,674,000 |
| Equity capital | 9,730,000 | 9,576,000 | 9,060,000 | 9,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,685,000 | 2,643,000 | 3,638,000 |
| Interest expense | 44,000 | 86,000 | 130,000 | 187,000 |
| Net interest income | 770,000 | 1,599,000 | 2,513,000 | 3,451,000 |
| Noninterest income | 114,000 | 219,000 | 322,000 | 524,000 |
| Noninterest expense | 624,000 | 1,260,000 | 1,877,000 | 2,621,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 260,000 | 558,000 | 958,000 | 1,354,000 |
| Income tax | 31,000 | 46,000 | 78,000 | 101,000 |
| Net income | 229,000 | 512,000 | 880,000 | 1,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,648,000 | 10,862,000 | 11,145,000 | 11,421,000 |
| Total capital | 11,377,000 | 11,592,000 | 11,875,000 | 12,150,000 |
| Risk-weighted assets | 58,673,000 | 68,821,000 | 67,633,000 | 64,382,000 |