Call reports 2021
FIRST STATE BANK OF LE CENTER — 2021
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 99,609,000 | 103,886,000 | 100,277,000 | 105,350,000 |
| Total loans | 56,751,000 | 57,143,000 | 54,946,000 | 55,842,000 |
| Allowance for loan losses | 721,000 | 708,000 | 734,000 | 733,000 |
| Securities available for sale | 18,540,000 | 21,472,000 | 21,864,000 | 23,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,430,000 | 88,985,000 | 89,164,000 | 94,361,000 |
| Interest-bearing deposits | 67,613,000 | 69,235,000 | 68,277,000 | 72,239,000 |
| Noninterest-bearing deposits | 20,817,000 | 19,750,000 | 20,887,000 | 22,122,000 |
| Equity capital | 10,424,000 | 10,102,000 | 10,483,000 | 10,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,826,000 | 2,809,000 | 3,822,000 |
| Interest expense | 56,000 | 111,000 | 161,000 | 211,000 |
| Net interest income | 826,000 | 1,715,000 | 2,648,000 | 3,611,000 |
| Noninterest income | 179,000 | 309,000 | 425,000 | 549,000 |
| Noninterest expense | 586,000 | 1,282,000 | 1,908,000 | 2,670,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 419,000 | 742,000 | 1,165,000 | 1,490,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 132,000 |
| Net income | 418,000 | 741,000 | 1,164,000 | 1,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,264,000 | 9,965,000 | 10,363,000 | 10,479,000 |
| Total capital | 10,985,000 | 10,673,000 | 11,084,000 | 11,212,000 |
| Risk-weighted assets | 59,067,000 | 60,827,000 | 57,672,000 | 60,283,000 |