Call reports 2020
FIRST STATE BANK OF LE CENTER — 2020
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 83,629,000 | 93,350,000 | 94,917,000 | 97,717,000 |
| Total loans | 59,557,000 | 62,958,000 | 63,194,000 | 57,773,000 |
| Allowance for loan losses | 790,000 | 733,000 | 720,000 | 721,000 |
| Securities available for sale | 12,410,000 | 17,112,000 | 17,857,000 | 19,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,929,000 | 82,113,000 | 84,390,000 | 87,026,000 |
| Interest-bearing deposits | 56,517,000 | 63,647,000 | 66,094,000 | 66,658,000 |
| Noninterest-bearing deposits | 16,412,000 | 18,466,000 | 18,296,000 | 20,368,000 |
| Equity capital | 9,238,000 | 9,678,000 | 10,068,000 | 10,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,962,000 | 3,006,000 | 3,921,000 |
| Interest expense | 91,000 | 163,000 | 232,000 | 298,000 |
| Net interest income | 851,000 | 1,799,000 | 2,774,000 | 3,623,000 |
| Noninterest income | 112,000 | 198,000 | 315,000 | 447,000 |
| Noninterest expense | 565,000 | 1,150,000 | 1,746,000 | 2,480,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 299,000 | 748,000 | 1,245,000 | 1,492,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 298,000 | 747,000 | 1,244,000 | 1,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,156,000 | 9,435,000 | 9,812,000 | 9,985,000 |
| Total capital | 9,883,000 | 10,168,000 | 10,532,000 | 10,706,000 |
| Risk-weighted assets | 58,137,000 | 61,563,000 | 59,923,000 | 61,643,000 |