Call reports 2019
FIRST STATE BANK OF LE CENTER — 2019
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 84,197,000 | 84,869,000 | 87,220,000 | 86,916,000 |
| Total loans | 60,811,000 | 60,956,000 | 61,789,000 | 59,490,000 |
| Allowance for loan losses | 685,000 | 756,000 | 795,000 | 716,000 |
| Securities available for sale | 11,846,000 | 12,249,000 | 12,096,000 | 12,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,547,000 | 73,861,000 | 77,126,000 | 75,596,000 |
| Interest-bearing deposits | 56,393,000 | 57,357,000 | 60,207,000 | 59,176,000 |
| Noninterest-bearing deposits | 16,154,000 | 16,504,000 | 16,919,000 | 16,420,000 |
| Equity capital | 9,591,000 | 9,362,000 | 9,590,000 | 9,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,908,000 | 2,892,000 | 3,893,000 |
| Interest expense | 88,000 | 188,000 | 290,000 | 388,000 |
| Net interest income | 841,000 | 1,720,000 | 2,602,000 | 3,505,000 |
| Noninterest income | 685,000 | 792,000 | 891,000 | 980,000 |
| Noninterest expense | 590,000 | 1,164,000 | 1,736,000 | 2,441,000 |
| Provision for loan losses | 21,000 | 123,000 | 204,000 | 204,000 |
| Pretax income | 915,000 | 1,225,000 | 1,558,000 | 1,845,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 914,000 | 1,224,000 | 1,557,000 | 1,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,596,000 | 9,286,000 | 9,500,000 | 9,720,000 |
| Total capital | 10,281,000 | 10,042,000 | 10,259,000 | 10,436,000 |
| Risk-weighted assets | 60,971,000 | 62,987,000 | 60,753,000 | 59,548,000 |