Call reports 2018
FIRST STATE BANK OF LE CENTER — 2018
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 81,472,000 | 80,692,000 | 85,382,000 | 84,432,000 |
| Total loans | 54,117,000 | 56,719,000 | 58,073,000 | 58,840,000 |
| Allowance for loan losses | 661,000 | 692,000 | 689,000 | 674,000 |
| Securities available for sale | 13,064,000 | 13,015,000 | 12,837,000 | 12,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,431,000 | 71,182,000 | 75,849,000 | 74,267,000 |
| Interest-bearing deposits | 56,494,000 | 55,778,000 | 60,676,000 | 57,598,000 |
| Noninterest-bearing deposits | 15,937,000 | 15,404,000 | 15,173,000 | 16,669,000 |
| Equity capital | 8,583,000 | 8,823,000 | 9,031,000 | 8,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,768,000 | 2,702,000 | 3,673,000 |
| Interest expense | 64,000 | 132,000 | 212,000 | 290,000 |
| Net interest income | 806,000 | 1,636,000 | 2,490,000 | 3,383,000 |
| Noninterest income | 138,000 | 269,000 | 384,000 | 487,000 |
| Noninterest expense | 539,000 | 1,127,000 | 1,676,000 | 2,412,000 |
| Provision for loan losses | 20,000 | 40,000 | 60,000 | 80,000 |
| Pretax income | 385,000 | 738,000 | 1,138,000 | 1,378,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 385,000 | 737,000 | 1,137,000 | 1,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,703,000 | 8,932,000 | 9,192,000 | 8,792,000 |
| Total capital | 9,364,000 | 9,624,000 | 9,881,000 | 9,466,000 |
| Risk-weighted assets | 54,778,000 | 56,915,000 | 58,939,000 | 60,309,000 |