Call reports 2017
FIRST STATE BANK OF LE CENTER — 2017
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 77,756,000 | 79,227,000 | 80,328,000 | 82,308,000 |
| Total loans | 51,601,000 | 54,322,000 | 54,267,000 | 53,661,000 |
| Allowance for loan losses | 638,000 | 646,000 | 667,000 | 643,000 |
| Securities available for sale | 13,153,000 | 13,198,000 | 13,660,000 | 13,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,952,000 | 68,861,000 | 70,073,000 | 71,449,000 |
| Interest-bearing deposits | 53,383,000 | 54,476,000 | 55,804,000 | 56,315,000 |
| Noninterest-bearing deposits | 14,569,000 | 14,385,000 | 14,269,000 | 15,134,000 |
| Equity capital | 8,357,000 | 8,116,000 | 8,318,000 | 8,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,640,000 | 2,510,000 | 3,410,000 |
| Interest expense | 64,000 | 130,000 | 203,000 | 275,000 |
| Net interest income | 733,000 | 1,510,000 | 2,307,000 | 3,135,000 |
| Noninterest income | 104,000 | 225,000 | 349,000 | 496,000 |
| Noninterest expense | 505,000 | 1,063,000 | 1,594,000 | 2,264,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 332,000 | 672,000 | 1,044,000 | 1,349,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 332,000 | 671,000 | 1,043,000 | 1,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,328,000 | 8,027,000 | 8,224,000 | 8,439,000 |
| Total capital | 8,966,000 | 8,673,000 | 8,891,000 | 9,082,000 |
| Risk-weighted assets | 52,707,000 | 54,649,000 | 55,208,000 | 55,424,000 |