Call reports 2016
FIRST STATE BANK OF LE CENTER — 2016
What FIRST STATE BANK OF LE CENTER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 74,123,000 | 73,898,000 | 75,640,000 | 81,105,000 |
| Total loans | 48,372,000 | 50,057,000 | 49,766,000 | 49,577,000 |
| Allowance for loan losses | 700,000 | 704,000 | 688,000 | 689,000 |
| Securities available for sale | 13,380,000 | 13,573,000 | 13,390,000 | 14,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,464,000 | 62,491,000 | 64,107,000 | 65,993,000 |
| Interest-bearing deposits | 49,391,000 | 49,819,000 | 51,002,000 | 51,606,000 |
| Noninterest-bearing deposits | 15,073,000 | 12,672,000 | 13,105,000 | 14,387,000 |
| Equity capital | 8,215,000 | 7,979,000 | 8,090,000 | 8,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 774,000 | 1,580,000 | 2,387,000 | 3,204,000 |
| Interest expense | 61,000 | 123,000 | 188,000 | 256,000 |
| Net interest income | 713,000 | 1,457,000 | 2,199,000 | 2,948,000 |
| Noninterest income | 127,000 | 268,000 | 397,000 | 519,000 |
| Noninterest expense | 508,000 | 1,025,000 | 1,581,000 | 2,233,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 332,000 | 700,000 | 1,015,000 | 1,234,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 331,000 | 699,000 | 1,014,000 | 1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,076,000 | 7,794,000 | 7,959,000 | 8,106,000 |
| Total capital | 8,705,000 | 8,425,000 | 8,592,000 | 8,765,000 |
| Risk-weighted assets | 50,238,000 | 50,418,000 | 50,637,000 | 52,762,000 |